Revista OEconomica

Alexandru POPOVICI - Mass-Energy Models of the Economy – Concepts and Realities (II). Energy Flow Analysis

Ramona Iulia DIEACONESCU, Andra Nicoleta MECU, Florentina CHIŢU - Assessing the Interplay of Natural and Anthropogenic Factors in Climate Change: An Economic and Environmental Analysis [Evaluarea interacţiunii factorilor naturali şi antropici în schimbările climatice: o analiză economică şi de mediu]

Răzvan PÎRCĂLĂBESCU - Trade Relations between Romania and the United Mexican States: Export Challenges and Opportunities [Relaţiile comerciale ale României cu Statele Unite Mexicane: provocări şi oportunităţi ale exportului]

Cristian MANOLACHI - Critical Considerations on How Subsidies, Legal Constraints and Physical Barriers Affect Well-Being and Economic Freedom in Today’s European Union

Anca TAMAŞ - Book Review / Recenzie de carte: Matt Ridley, Inovaţia – Cum funcţionează şi de ce îi prieşte libertatea, Bucureşti, Editura Orion, 2021

Articles on Issue Theme

Ovidiu STOICA

Universitatea “Alexandru Ioan Cuza” din Iaşi

In the recent years, in Romania the significant process of specialization for some credit institutions, appeared on the background of the improvement in the economic environment, determined the emergence of a more complex financial landscape that now comprises consumer finance societies, mortgage societies, microfinance societies and some specialized banks. As consequences of these developments, we could highlight the increasing competition in the banking sector; a better allocation of financial resources in the economy; the increasing firms’ competitiveness, through diversifying the sources of financing; the increasing degree of financial intermediation; the populations’ standard of life increase.